Bippsi Terms of Use

These Terms of Use (the "Terms") form a binding legal agreement between you and Big App Studio LLC, doing business as Bippsi ("Bippsi", "we", "us"). By creating a Bippsi account, accepting these Terms, or continuing to use any Bippsi service after a material update, you ("you", "your", "User" — including the legal entity you represent if applicable) agree to be bound by these Terms.

These Terms cover every Bippsi service in one document. The general provisions in §1 apply to everyone with an account. The product-specific sections (§3 A.I. Certified, §4 A.I. Lock, §5 A.I. Key, and any later product sections Bippsi adds) apply only when you engage in the corresponding activity. You can browse and review your account state without engaging in any specific product; the moment you scan a site, buy a Bip, create a monetization slot, or use any other Bippsi service, the relevant section binds.

If you do not agree to these Terms, you may not create an account or use any Bippsi service. If your account already exists and a material change is published, you may discontinue use to avoid further binding.

1. General Provisions

1.1 Eligibility

Account creation and minimum age. Bippsi does not impose a fixed minimum age for creating an account. You may create and use a Bippsi account if you are at least the minimum age required by the privacy and contracting laws of your jurisdiction to consent to the processing of your personal information without parental authorization (in the United States, this is 13 under COPPA; in the European Union, this is 16 by default under GDPR Article 8, though individual member states may lower this to 13). If you are below the minimum age at which you may consent to personal-data processing in your jurisdiction, you may not create a Bippsi account yourself. A parent or legal guardian must create or control the account, complete Bippsi's parental-consent flow, and authorize any child profile or child verification before Bippsi collects personal information from you beyond what is permitted for age-screening or consent purposes.

Parental responsibility for minor-operated accounts. If you create or operate a Bippsi account on behalf of a minor child (whether your own minor child or any other minor for whom you have legal authority), you accept full responsibility and liability for all activity that occurs under that account, including but not limited to: financial obligations, content posted or generated, Bips purchased or spent, agents created or operated, third-party interactions, and any harm caused to other Bippsi users or third parties. Bippsi treats you, as the parent or guardian operator, as the contracting party for all purposes under these Terms.

Continued-use acceptance upon reaching legal age. If you created or operated a Bippsi account while below the legal contracting age in your jurisdiction, you acknowledge and agree that your continued use of Bippsi services on or after the date you reach the legal contracting age constitutes your independent acceptance of these Terms as a legally competent adult. Bippsi may record the date you reach legal contracting age based on date-of-birth information verified through Bippsi's identity verification flow. Bippsi may present an updated acknowledgment when you reach legal contracting age. Whether or not a separate acknowledgment is presented, your continued use of Bippsi after reaching legal contracting age and after notice of these Terms constitutes ratification and independent acceptance to the maximum extent permitted by law.

Capability tiers and document verification. Bippsi recognizes three independent verified-capability tiers, established only through documented identity verification performed by Bippsi's third-party verification provider (Authenticate.com or any successor vendor Bippsi may engage):

1. Verified Person — government-issued identification document scanned, biometric liveness confirmed, identity-data match passed.
2. Verified Business — business registration confirmed via FEIN lookup and comprehensive business search.
3. Verified Age — date of birth extracted from a verified government-issued identification document.

No self-attestation for age. Bippsi does NOT accept user self-declaration (such as clicking an "I am 18+" checkbox, entering a date of birth in a form field, or any similar unverified statement) as proof of age for any purpose. Where Bippsi services require age verification, only the Verified Age tier — derived from a documented government-issued identification scan — qualifies. Until you complete Verified Age verification, Bippsi will treat you as the most-restrictive class applicable to the service you are attempting to access.

Sub-18 verification with parental consent. Bippsi permits minors below age 18 to complete identity verification if and only if a parent or legal guardian has first completed Verified Person verification of their own identity and has explicitly consented through Bippsi's parental-consent flow to the minor's verification. Bippsi's parental-consent flow is designed to support the consent layer required by COPPA, GDPR Article 8, and equivalent laws; ultimate compliance depends on Bippsi's implementation of that flow in accordance with applicable law. Once verified through this flow, the minor's date of birth is locked in for life on the account and the minor's eligibility for age-gated services automatically updates as they reach the applicable age thresholds.

Age-gated services. Some Bippsi services have additional age and verification requirements that go beyond basic account creation. In particular, any service that processes financial transactions, distributes payouts, exposes regulated business categories, or surfaces content classified as adults-only requires you to be at least 18 years old (or the age of majority in your jurisdiction, whichever is higher) AND to have completed the Verified Age tier described above. The product-specific sections of these Terms (§3 A.I. Certified, §4 A.I. Lock, §5 A.I. Key, §10 Access Gating, and any later sections we add) call out which services carry these additional requirements. Until verification is complete, the corresponding service is unavailable to your account regardless of any prior browsing or signup steps.

Business accounts. If you are using Bippsi on behalf of a business or other legal entity, you represent that you have authority to bind that entity, and "you" in these Terms includes both you individually and the entity. Business accounts may be required to complete Verified Business verification before accessing certain services.

Sanctions and re-entry. You are not located in, organized under the laws of, or ordinarily resident in any jurisdiction subject to comprehensive United States economic sanctions, and you are not a Specially Designated National or otherwise subject to U.S., U.K., E.U., or U.N. sanctions. You have not been previously terminated or suspended from the Bippsi platform for cause.

1.2 Account Setup and Security

You are responsible for maintaining the confidentiality of your account credentials and for all activity that occurs under your account. You must:

• Provide accurate and complete information during signup;
• Set up two-factor authentication (2FA) before using any service that processes payments, accesses external systems, or generates API credentials on your behalf. Bippsi may require 2FA as a condition of accessing such services;
• Notify Bippsi immediately at bippsi.com/contact of any unauthorized access or suspected security breach affecting your account.

Newly created Bippsi accounts that have not accepted these Terms within twenty-four (24) hours of creation may be deleted automatically; once accepted, your account persists subject to these Terms and the prolonged-inactivity anonymization process described in §11. See §8.3 for full lifecycle details.

1.3 Acceptable Use

You agree not to:

• Use Bippsi in violation of any applicable law or regulation, in any jurisdiction where you or your agent operates;
• Probe, scan, or test the vulnerability of Bippsi infrastructure other than as authorized in writing;
• Interfere with or disrupt Bippsi services, servers, or networks, or attempt to bypass, circumvent, or degrade Bippsi's paywall enforcement, rate limits, fraud detection, or other technical controls;
• Reverse engineer, decompile, or attempt to extract the source code of Bippsi software except where applicable law permits;
• Use Bippsi to send unsolicited bulk communications, malware, or content that infringes third-party rights;
• Misrepresent your identity, affiliation, or the legal entity you represent;
• Use automated tools to scrape, replicate, or republish Bippsi content beyond rights expressly granted;
• Initiate chargebacks or reverse transactions you have not first attempted to resolve through Bippsi support in good faith;
• Create multiple accounts for the purpose of evading suspensions, bans, account limits, or Bippsi's discretion under §1.4 or §4.4 (Restricted Businesses);
• Resell, broker, intermediate, or act as a third-party payment facilitator for other parties' agents without Bippsi's explicit written permission;
• Engage in any activity Bippsi determines, at its sole discretion, to be harmful to the platform, other users, Partners, or Bippsi's reputation.

1.4 Account Suspension and Termination

Bippsi may suspend or terminate your account at any time, with or without notice, for any violation of these Terms or any conduct that Bippsi determines, in its sole discretion, harms Bippsi, other users, or third parties. Upon termination for cause:

• Your right to access Bippsi services ends immediately;
• Bips, Slot funds, Creator Earnings, and other balances may be subject to forfeiture as set out in the relevant service section below or as liquidated damages where applicable;
• Bippsi may retain your account records, transaction history, IP logs, and submitted documents for the duration reasonably necessary for evidence, compliance, and contract-defense purposes. Nothing in these Terms limits non-waivable privacy rights. However, Bippsi may deny, limit, or delay deletion, access, or correction requests to the extent permitted by applicable law, including where retention is necessary for legal obligations, financial records, security, fraud prevention, dispute defense, contract enforcement, regulatory compliance, or establishment, exercise, or defense of legal claims;
• Bippsi may report your violation and share relevant information with law enforcement, financial regulators, payment networks, KYB partners, affected Partners, and other third parties as required by law or as Bippsi determines appropriate;
• Sections that by their nature should survive termination — including §3.5, §4.13, §6 (IP and Platform Rights), §7 (Indemnity, Liability), §9 (Governing Law), §11.4 (Records preserved through anonymization), and any other section so designated — survive.

Bippsi may also terminate accounts based on prolonged inactivity, as separately described in §11 (Account Inactivity and Anonymization). Termination for inactivity is administrative and does not require any violation of these Terms; it is a routine data-hygiene mechanism. Inactivity termination follows the warning, grace-period, and anonymization process described in §11 and does NOT trigger the cause-based forfeitures described above except where specifically applicable (such as wallet freeze, forfeiture of promotional or free Bips where permitted, or dormant-wallet handling under §5.4 and §11.5).

Usernames, impersonation, and reserved handles. Bippsi usernames are account identifiers, not property rights. Bippsi may, at its discretion, revoke, remove, rename, suspend, or reclaim any username or account used for impersonation or infringing a third party's name, brand, trademark, publicity, or identity rights, without notice and without liability. Reserved handles remain Bippsi's to allocate through verification and admin review, and no property right in a username vests in any user.

1.5 Service Evolution and Reserved Rights

Bippsi operates a growing platform. The product sections below (§3 A.I. Certified, §4 A.I. Lock, §5 A.I. Key) describe the services Bippsi offers as of the effective date of these Terms. You acknowledge and agree that:

• Bippsi may add new services — new agent-economy products, training and educational offerings, edge-enforcement bundles, secret-and-vault services, data products, identity and reputation services, marketplaces, SDKs, agent registries, or any other service Bippsi determines to build — under these same Terms. New services are governed by these Terms (general provisions, IP, liability, governing law) plus any service-specific section Bippsi may publish, subject to the same continued-use acceptance mechanic in §8.
• Bippsi is not constrained to any single business model. Nothing in these Terms limits Bippsi to operating only as a metering or unlock layer. Bippsi may, in addition to the services described below, sell its own first-party content, data products, training materials, models, software, or services under its own name and on its own behalf. Where Bippsi acts as a first-party seller, it does so under terms it specifies for that offering, separate from the chain-of-liability framing in §4 and §5 (which describe Bippsi's role specifically when intermediating between agents and Partners).
• Service modifications. Bippsi may modify, restructure, rename, combine, split, suspend, deprecate, or discontinue any service at any time. We will use commercially reasonable efforts to provide notice of material discontinuation of services for which you have prepaid.
• Reserved rights. Any right or license that Bippsi has not explicitly granted to you in these Terms is reserved. The granular rights, restrictions, and obligations described in the product sections below apply only to the products described in those sections; they do not bind Bippsi's conduct in any other capacity.

2. Definitions

Unless context indicates otherwise:

• Bips — Bippsi's usage credits. Agents purchase Bips from Bippsi and spend them to initiate Unlocks at Bippsi-connected sites. Bips have no cash value, are not currency, are not securities, are not redeemable by holders for currency or other assets, and are not assignable.
• Unlock — a one-time or time-windowed right issued by Bippsi to an agent, authorizing the agent to initiate an interaction with a specific Priced Element on a Partner Site. An Unlock is a metering and access-control event; it does not convey any ownership, license, warranty, or representation about the content, product, service, data, or outcome that the Partner delivers when the interaction occurs.
• Partner / Partner Site — an independent entity (a Partner) that owns or operates a website (a Partner Site) and that has elected to monetize agent access via Bippsi by registering one or more Slots. Partners are not employees, agents, or representatives of Bippsi.
• Slot — a single A.I. Lock business entity registration in your Bippsi account, tied to one URL and one legal-entity Know-Your-Business (KYB) identity. A user may operate multiple Slots; each Slot binds independently.
• Priced Element — a form, button, download link, API endpoint, content block, or other surface on a Partner Site marked as paid (via data-bippsi attribute, CSS selector, URL pattern, or pricing manifest) with a Bip price set by Partner.
• Creator Earnings — a Partner's share of each Bip spent on a Partner Site, accrued to that Partner's Bippsi account ledger.
• Perpetual Unlock — a class of Unlock in which, after the agent pays the configured Bip price for a specific Priced Element, the agent's Bippsi API key is granted free re-access to that exact Priced Element for a duration configured by Partner. Re-access during the active window does not cause additional Bip charges. Upon window expiry, the next access by that agent triggers a fresh charge as a Renewal.
• Site Pass — a whole-site, time-windowed Unlock offered by Partner and purchased by an agent. An active Site Pass covers every Priced Element on the Partner Site for the pass duration with no per-interaction Bip charge while the pass window is open.
• Re-Access Event — any agent interaction with a Priced Element served free because of an active Perpetual Unlock or active Site Pass held by that agent's API key. A Re-Access Event is not a Bip-spending event.
• Renewal — a fresh Bip-spending event when an agent's Perpetual Unlock or Site Pass has expired and the agent pays again to access the same Priced Element or Partner Site. A Renewal is economically identical to an initial purchase.
• Certified Site — a website registered in your Bippsi account and enrolled in A.I. Certified.
• Scanner — Bippsi's automated crawler that visits a Certified Site to evaluate AI-operability compliance.
• Plugin — the A.I. Certified software installed on a Certified Site (WordPress plugin, General Website handler, Bippsi SDK, or future edge enforcement layer).
• Badge — the A.I. Certified graphic badge for display on a Certified Site to signal certification status.
• Certification Data — the category scores, check results, page-level findings, discovery-file detections, and other machine-readable Scanner output.
• End User — the person, organization, or system on whose behalf an agent made the request that triggered an Unlock, and whose ultimate consumption of the delivered content is the intended purpose of that Unlock. A given Unlock is associated with exactly one End User — the one whose request triggered it.
• Verified Person — a user account whose individual identity has been confirmed through Bippsi's third-party verification provider via government-issued identification document scan, biometric liveness check, and identity-data match.
• Verified Business — a user account whose business entity status has been confirmed through Bippsi's third-party verification provider via FEIN (or equivalent national tax ID) lookup, comprehensive business search, and applicable beneficial-owner attestation.
• Verified Age — a date of birth extracted from a Verified Person's government-issued identification document during verification, against which Bippsi may evaluate age-gated services. Verified Age is established only through documented identity verification; user self-attestation does not establish Verified Age.
• Gate Engine — Bippsi's centralized access-control system that may restrict access to specific Bippsi products, services, content, features, or Partner-operated surfaces based on attributes of a user account. Defined and operated by Bippsi as described in §10.
• Anonymization — the process described in §11.3 in which an account's personal information is overwritten with placeholder values, login is disabled, and the account is marked as deleted in Bippsi's systems, while records needed for financial, audit, contractual, legal, or compliance integrity are preserved in minimized or pseudonymized form where feasible and remain subject to applicable privacy law.
• Human-Driven Activity — measurable user actions taken through the Bippsi platform that indicate ongoing account engagement, including but not limited to: logins, dashboard interactions, purchases, agent earnings, profile edits, support contacts, or measurable email engagement (as further described in the Privacy Policy). Purely automated activity such as scheduled API calls does not, by itself, qualify.
• Operator Override — a manual administrative change to a user account's verification attributes made by Bippsi operations or support staff, recorded in the verification audit log distinctly from real verifications.

3. A.I. Certified — Scanner Service

This section applies if you enroll any site in A.I. Certified, run scans, or display the A.I. Certified Badge.

3.1 Service Description

A.I. Certified is a scanning, compliance-measurement, plugin-delivery, and trust-signaling service. Bippsi visits Certified Sites, measures them, reports results, and operates software on your infrastructure to help agents discover, interact with, and evaluate those sites. A.I. Certified does not:

• Sell, resell, license, or distribute your content, products, or services;
• Guarantee any specific scan score, certification outcome, search ranking, agent traffic, or commercial result;
• Create any revenue share, payout, or monetization obligation — those arise only when you also operate an A.I. Lock Slot (§4).

You remain sole owner of all content, code, trademarks, and intellectual property on Certified Sites, subject to the specific licenses you grant Bippsi in §3.4, §3.5, and §6.

Access to A.I. Certified features and Bippsi-side dashboards may be subject to the Access Gate Engine described in §10 (for example, requiring Verified Person or Verified Business status for certain Partner-side functions). Bippsi may anonymize inactive accounts holding A.I. Certified registrations as described in §11, with site records preserved or transitioned to an orphaned-site status as Bippsi determines.

3.2 The "Bippsi AI Standard" is a Bippsi specification, not an industry standard

Bippsi publishes an open specification — commonly referred to as the "Bippsi AI Standard" — that describes how websites can expose agent-relevant capabilities (identity, policy, MCP endpoint, pricing manifest, content index) via a unified manifest at /bippsi-unified.md and supporting discovery files. You acknowledge that:

• The Bippsi AI Standard is an open specification authored and maintained by Bippsi. It is not a standard adopted, issued, or endorsed by IETF, W3C, ISO, IEEE, or any other independent standards-development organization. Bippsi uses the word "Standard" in a branding sense.
• Compliance with the Bippsi AI Standard is not a representation by Bippsi to any third party of your site's quality, security, safety, or truthfulness. It is an attestation that you have published the files and fields the specification describes.
• Your own public statements that your site is "Bippsi AI Standard compliant" are your statements; Bippsi's responsibility is limited to operating the specification, the Scanner, and the Badge consistent with these Terms.

3.3 Certification Data is Bippsi's opinion, not objective truth

You acknowledge that all scan scores, category breakdowns, per-check results, and other Certification Data Bippsi produces about a Certified Site represent Bippsi's opinion formed by automated evaluation against heuristics Bippsi maintains and updates at its sole discretion. Certification Data is not:

• An audit report of objective fact;
• A security assessment, penetration test, or compliance audit against any regulatory regime (PCI-DSS, HIPAA, SOC 2, GDPR, CCPA, ADA/WCAG, or similar);
• A warranty to you, to agents, to site visitors, or to any third party that the site performs as the score implies;
• A commitment by Bippsi to maintain the current scoring methodology — Bippsi may change check weights, add new categories, retire old checks, or recalibrate entirely at any time, and scores before and after any such change are not directly comparable.

A Certified Site's score may change between scans even without any change to the site's content, as a consequence of Bippsi updating its methodology, fixing bugs in the Scanner, or incorporating new signals. You have no right to retroactive scoring, score parity across methodology versions, or any specific score outcome.

3.4 Scanner and Plugin License

You grant Bippsi a limited, non-exclusive, revocable license during the term of these Terms to:

• Scan Certified Sites — automatically crawl, fetch, parse, and evaluate Certified Site pages, pricing manifests, discovery files (llms.txt, /AGENTS.md, /.well-known/ai-plugin.json, /ai.txt, /bippsi-unified.md, agents.json, /.well-known/security.txt, MCP endpoints, and similar), robots rules, and sitemap data. Scanning occurs on demand and on a periodic automated schedule (monthly rescans for active Certified Sites, ad-hoc rescans triggered by template or configuration changes).
• Install and run the Plugin — install, configure, update, and operate the A.I. Certified plugin, handler, SDK, or edge component on your infrastructure for the purpose of deploying AI-readable files, injecting compliance DOM attributes, serving the Badge, and (for users who also activate A.I. Lock) enforcing the paywall.
• Push configuration updates — deliver pricing manifests, priced-element configurations, compliance fixes, plugin updates, badge placement changes, and similar configuration via the Plugin's poll loop or direct push over your provided credentials. You acknowledge that automated config push is a core feature and required for auto-rescan-and-fix flows.
• Audit and monitor — periodically verify that Certified Sites remain compliant, that the Plugin is functioning, that the Badge is being served correctly, and that you are not violating §1.3 or §4.4.

Automated updates and configuration push. You acknowledge and consent that continuous, automatic delivery of Plugin updates, handler versions, compliance-file content, pricing-manifest content (when A.I. Lock is active), badge assets, and Scanner-driven DOM fixes is a core feature of A.I. Certified. Bippsi may update the Plugin, push new configuration, deploy regenerated discovery files, and modify injected markup on Certified Sites on Bippsi's own schedule, without prior per-release approval, for the duration of these Terms. Automated updates are AS-IS; Bippsi disclaims warranty of compatibility with your theme, custom code, server environment, third-party plugins, caching layer, or edge infrastructure. You are responsible for maintaining your own site backups, monitoring, and rollback procedures outside the Bippsi update channel.

3.5 Bippsi Platform Rights (Certified Sites)

In addition to the Scanner and Plugin licenses above, you grant Bippsi a perpetual, worldwide, royalty-free, non-exclusive, sublicensable, and transferable license to engage in the following activities with respect to Certified Sites, their manifests, their publicly-addressable content, their metadata, and any Certification Data produced about them:

• Crawling and caching. Read, fetch, store, and cache Certified Site pages, pricing manifests, discovery files, sitemaps, robots files, and any other publicly-addressable resource at frequencies and depths consistent with your published rate limits.
• Metadata and fingerprints. Extract titles, summaries, tags, word counts, freshness dates, authorship, structured-data properties, and other metadata. Generate and retain content embeddings, hashes, and watermark fingerprints for directory, search, ranking, audit, fraud prevention, and any other Bippsi-determined platform or product purpose.
• Preview snippets. Store and surface previews (headlines, first paragraphs, auto-generated summaries, certification scores, category breakdowns) of Certified Site content in Bippsi-operated directories, search results, agent-facing manifest aggregations, public certification pages, the /bippsi-standard discovery surfaces, and related surfaces. Preview surfacing is a core feature of A.I. Certified and is not subject to separate opt-in or opt-out while you remain enrolled.
• Research, analytics, and machine learning. Use Certified Site data — including manifest data, metadata, anonymized or identified traffic, certification scores, full content where reasonably accessible — for research, platform analytics, pricing analysis, ranking quality, discovery tooling, safety and abuse prevention, and for the training, fine-tuning, evaluation, and operation of machine learning models operated by Bippsi or by Bippsi's designees. This grant expressly covers models and datasets that Bippsi may license, sublicense, or distribute to third parties.
• Aggregation and derivative products. Aggregate Certified Site data with data from other Certified Sites to power directory, semantic-search, recommendation, discovery, verification, commerce, and compliance-benchmarking products. Create, license, distribute, sell, and sublicense aggregated datasets, training corpora, embedding databases, indexes, ranking models, and derivative products to any party, on any terms, at Bippsi's sole discretion.

Attribution. Any user-facing surface operated by Bippsi that individually displays identifiable Certified Site content (a snippet, a preview, a quoted paragraph, a certification score with identifying metadata) will name the Certified Site and link back to it. Attribution obligations do not apply to aggregated statistics, anonymized data, embeddings, model weights, training corpora, or any other derivative product where individual content is not directly visible.

Survival. Rights granted in this §3.5 that relate to cached data, audit records, fraud evidence, embeddings and model weights already generated, Certification Data already produced, and datasets and derivative products already created at the time of termination survive termination of these Terms in perpetuity. Rights to surface fresh content in public-facing directories terminate with these Terms.

Blocking is a material breach. Attempting to block, frustrate, or selectively degrade Bippsi's Scanner, crawlers, directory fetchers, preview generators, or discovery infrastructure — via robots.txt, User-Agent filtering, CAPTCHAs, Bippsi-targeted rate limiting, or any other mechanism — while maintaining active certification is a material breach.

3.6 Badge License

During active certification, Bippsi grants you a limited, non-exclusive, non-sublicensable, revocable license to display the A.I. Certified Badge on the Certified Site, in marketing materials related to it, and on social media and press communications that accurately describe the certification. You shall:

• Display the Badge in a form and placement that does not misrepresent the scope of certification or imply broader endorsement than the scan score reflects;
• Not alter, crop, recolor, or re-skin the Badge beyond sizing adjustments necessary for placement;
• Not use the Badge on sites that are not currently certified, or after certification has lapsed or been terminated;
• Not imply Bippsi ownership, authorship, or endorsement of your content, products, or services.

Badge meaning — disclosure, not endorsement. The A.I. Certified Badge is a point-in-time disclosure of compliance scan signals. It is not a warranty, endorsement, certification of safety, security audit, or trustmark issued by an independent authority. The signals underlying the Badge are Certification Data described in §3.3, which is Bippsi's evaluative opinion, not objective truth. The Badge is not a representation that the Certified Site is secure against attack, free from malware or fraud, operated by a trustworthy entity, free from bugs or downtime, or safe for any particular agent, visitor, or use case. Agents, visitors, investors, regulators, and other third parties acquire no right of reliance against Bippsi by virtue of a Badge being displayed. If a third party is harmed by your site, your conduct, your content, or a compromise of your infrastructure after a Badge was issued, Bippsi has no liability to that third party arising from the Badge.

4. A.I. Lock — Agent Monetization

This section applies if you create one or more A.I. Lock Slots.

4.1 Service Description — Bippsi as Metering Layer

A.I. Lock allows AI agents to pay Bips to initiate access to content or actions on sites you operate. Each Slot represents one business entity that has onboarded as a Bippsi Partner. You may operate multiple Slots from a single Bippsi account, each binding the legal entity identified in that Slot's onboarding data.

What Bippsi sells in this product is the Unlock. Specifically with respect to A.I. Lock, when an agent spends Bips at your Slot, Bippsi is operating as a metering and access-control layer between the agent and you. What Bippsi sells the agent in that transaction is an Unlock — a metered right to initiate an interaction with a Priced Element. Bippsi does not sell, resell, license, or otherwise distribute the underlying content, product, service, data, good, or outcome of the interaction. Partners retain sole and exclusive ownership of, and responsibility for, what is delivered behind a Priced Element, subject to the Platform Rights granted in §3.5, §4.13, and §6 below.

Concretely, with respect to A.I. Lock:

• No representations about what is unlocked. Bippsi makes no warranty, guarantee, or representation regarding the legality, quality, accuracy, safety, fitness for any purpose, authorship, or authenticity of anything delivered when an Unlock is exercised. Bippsi is not a publisher, distributor, or seller of Partner content delivered behind an Unlock.
• Partner liability. You are solely responsible for the legality, quality, safety, and delivery of whatever is unlocked, including compliance with copyright, trademark, consumer-protection, product-liability, product-safety, export-control, regulatory, privacy, and tax law applicable to your content, products, or services. You indemnify Bippsi from claims arising from what you deliver, fail to deliver, or misrepresent.
• Bip payment is for the access event. When an agent spends Bips at your Slot, the agent pays Bippsi for the Unlock itself — the right to initiate an interaction. The Bip payment is not consideration for the underlying content, product, service, or outcome, which remains a matter strictly between you and the agent.
• Chain of liability. Any dispute, claim, refund request, quality issue, or complaint relating to what you deliver behind an Unlock is between the agent (or End User) and you. Bippsi's only potential involvement is through the refund discretion mechanism described in §4.8.

This A.I. Lock framing applies to Bippsi's role specifically when intermediating between agents and Partners through A.I. Lock. It does not constrain Bippsi's other activities under §1.5 (Service Evolution and Reserved Rights).

Slot operation, Slot purchase, and access to Creator Earnings features may be subject to the Access Gate Engine described in §10 (which Bippsi may use to require Verified Business status, Verified Age, or other attributes before unlocking specific Slot-side functions). Bippsi may anonymize inactive Partner accounts as described in §11; positive Creator Earnings balances are handled under §11.5 in accordance with applicable unclaimed-property law.

4.2 Slot Purchase, Verification, and Step 2 Attestation

To create a Slot you must:

• Pay the applicable onboarding fee (one-time per Slot, non-refundable if business verification fails or if your business falls into a Restricted Category as defined in §4.4);
• Provide accurate business identity information (legal entity name, registered jurisdiction, EIN/DUNS or equivalent business documentation) and authorize Bippsi to verify it through a Know-Your-Business (KYB) process operated by Bippsi or a verification partner;
• Attest at the time of Slot purchase, via the binding Step 2 attestation event in the Slot purchase flow, that the business named in that Slot does not engage in, and will not in the future engage in, any of the Restricted Activities listed in §4.4 below.

The Step 2 Restricted-Business Attestation made at Slot purchase is binding for the lifetime of the Slot. Material changes in your business activity that bring it within the Restricted Activities list are violations of these Terms regardless of whether you formally re-attest.

Bippsi does not vouch for you. Any business-verification (KYB), identity-verification (KYC), or attestation process performed by Bippsi or its verification vendors is limited to confirming the existence, registration, and basic-identity elements of your legal entity and authorized signers. Those checks are not an endorsement of your financial health, solvency, business practices, quality, legality, safety, or fitness-for-purpose of anything you deliver to agents, and are not a warranty to agents or any third party that you are trustworthy, creditworthy, or competent. Bippsi is not a guarantor, reseller, underwriter, fiduciary, or counterparty for the commercial relationships you form with agents through Bippsi.

4.3 Single-Site Use and Credential Integrity

Your use of A.I. Lock is licensed on a per-Slot, per-domain basis, tied to the specific URL registered for the Slot. Your right to monetize is not a general license to use Bippsi on any website you operate or control.

• Credentials are site-bound. Slot credentials (site key, shared secrets, HMAC tokens, API keys, data-bippsi attribute values, embedded SDK snippets) are issued for use exclusively on the registered domain. You may not copy, transfer, or reuse them on any other website, subdomain, product, mirror site, staging environment other than one registered in the Bippsi admin, or "forked" copy of the Partner Site.
• Domain changes require admin update. To monetize a new domain, register that domain by purchasing a new Slot. Moving credentials to a new domain via DNS, reverse-proxy, redirect, or any other technical mechanism without updating registration is unauthorized use.
• Technical enforcement. Bippsi may verify that incoming paywall requests originate from registered domains and may reject, rate-limit, or suspend charge operations that fail this check. Bippsi may analyze request origins, referrer headers, TLS fingerprints, and other signals to detect credential misuse.
• Representational integrity. The content at the registered Partner Site must be the same content you will monetize; you may not point registered credentials at a different website or substitute content after registration without re-registering.

4.4 Restricted and Prohibited Businesses

Bippsi does not provide A.I. Lock services to businesses engaged in the activities listed below. By creating a Slot you represent and warrant that the business named in the Slot does not engage in, facilitate, or promote any of the following, except where lawful and explicitly pre-approved in writing by Bippsi.

4.4.1 Adult content and sexual services

• Pornography, sexually explicit material (photographic, video, written, or AI-generated), and mature content primarily for sexual gratification
• Prostitution, escort services, sexual service arrangements, and adult dating/matchmaking with sexual intent
• Strip clubs, gentlemen's clubs, and adult entertainment establishments
• Sale of adult products, adult novelty items, or sex accessories

4.4.2 Gambling, betting, and prize-based contests

• Casinos, card rooms, slot machines, and online or land-based gambling
• Sports betting, pools with monetary prizes, bookmaking, and fixed-odds wagering
• Fantasy sports with prizes, skill-based tournaments with monetary rewards, bidding-fee auctions, and lotteries
• Sweepstakes with prizes of material value and any "pay to enter, chance to win" model

4.4.3 Illegal products, controlled substances, and weapons

• Illegal drugs, drug paraphernalia, and any substance or product that is illegal in your jurisdiction or in the United States
• Marijuana, THC-bearing products, and cannabis-related services in jurisdictions where they are illegal, and all such products regardless of jurisdiction if made available to buyers in a jurisdiction where illegal
• CBD products where the THC concentration exceeds the legal limit of the buyer's jurisdiction
• Illegal firearms, explosives, weapons of mass destruction, untraceable firearms, ghost guns, and firearm accessories restricted by U.S. federal law or by the state in which the sale occurs
• Fake identification documents, counterfeit credentials, and document forgery services
• Equipment designed to intercept or jam telecommunications signals

4.4.4 Hate, extremism, and incitement

• Content or services that promote, incite, or celebrate unlawful violence, terrorism, or extremist ideologies
• Hate speech or content targeting individuals or groups on the basis of race, ethnicity, religion, gender, sexual orientation, disability, or similar protected class
• Glorification of mass harm or public safety threats

4.4.5 Regulated financial services (without proper licensing)

Licensed financial entities may be eligible for A.I. Lock subject to Bippsi's explicit written pre-approval and ongoing compliance verification. The exclusions below apply to unlicensed or improperly licensed operators.

• Money services businesses, money transmitters, currency exchanges, remittance services, and check cashing operated without the licensing required in your jurisdiction
• Peer-to-peer money transmission, bank account funding services, and unauthorized payment facilitation
• Investment advisory, securities brokerage, and any activity requiring a financial industry license you do not hold
• Debt collection, debt settlement, debt negotiation, and credit repair services operated without required state licensing
• Consumer lending, payday lending, title loans, and buy-now-pay-later services operated without proper licensing
• Cryptocurrency exchanges, wallets, mining or staking services, ICOs, secondary NFT markets, and any virtual-currency trading platform (licensed virtual-asset service providers are handled case-by-case)
• Bail bond services operated without required state licensing
• Shell banks and unregulated banking activity

4.4.6 Regulated healthcare and pharmaceuticals (without proper licensing)

Licensed healthcare providers, licensed pharmacies, and licensed telehealth platforms may be eligible subject to Bippsi's explicit written pre-approval. The exclusions apply to unlicensed operators or products making unsupported claims.

• Online pharmacies, card-not-present prescription drug sales, and prescription delivery services without the pharmacy licensing required in every jurisdiction served
• Telemedicine and telehealth platforms without the applicable medical practitioner licensing
• Pseudo-pharmaceuticals, supplements, or nutraceuticals making unsupported or harmful health claims
• Sale of prescription medical devices without authorization
• Non-licensed operators offering services that would require a medical, dental, veterinary, pharmacy, or other healthcare license to perform legally

4.4.7 Tobacco, vaping, and related products

• Cigarettes, cigars, pipe tobacco, chewing tobacco, and smokeless tobacco
• Electronic cigarettes, vape pens, e-liquids, and related hardware
• Equipment marketed primarily for the production or consumption of tobacco or tobacco-alternatives

4.4.8 Intellectual property violations and counterfeit goods

• Unauthorized sale or distribution of music, software, videos, books, games, or other copyrighted works
• Counterfeit goods or designer items offered without authorization from the rights-holder
• Illegally imported products
• Replica goods represented as authentic

4.4.9 Deceptive, predatory, and unfair practices

• Pyramid schemes and multi-level marketing operations where income depends on recruitment rather than product sales
• "Get rich quick" schemes, investment scams, and business opportunity schemes built on unrealistic promises
• High-pressure upselling with fabricated testimonials, fake scarcity, or misleading reviews
• Negative option billing without clear disclosure, hidden pricing, forced continuity schemes
• Cold-call telemarketing, door-to-door sales, and technical-support scams
• Predatory mortgage consulting, predatory lending, and identity-theft-protection schemes built on fear

4.4.10 Data, privacy, and AI misuse

• Sites whose primary purpose is to scrape, harvest, or re-publish third-party data without consent
• Deepfake services, non-consensual intimate imagery, or AI tools intended to impersonate real people deceptively
• Services that monetize access to illegally obtained personal data or leaked datasets
• Competitors to Bippsi that primarily exist to clone, re-sell, or undermine the Bippsi standard or its infrastructure

4.4.11 Sanctioned jurisdictions, persons, and entities

• Any business operated in, or engaged in transactions with, jurisdictions subject to comprehensive U.S. sanctions (currently including but not limited to Cuba, Iran, North Korea, Syria, and the Crimea, Donetsk, and Luhansk regions)
• Any business or individual designated on the U.S. Treasury's SDN list or subject to sanctions by the U.K., E.U., or U.N.

4.4.12 Other restricted categories

• Commercial airlines, cruise operations, and private charter airlines (per card-network restrictions)
• Timeshare sales and timeshare exit services
• Unauthorized government service offerings or misleading government-adjacent services
• Free-trial abuse at scale and retail scalping with resale intent

4.4.13 Blanket discretion clause

Beyond the specific categories listed above, Bippsi reserves absolute and unreviewable discretion to decline, suspend, or terminate service to any user whose business, content, or conduct Bippsi determines — at its sole judgment — to be risky, unlawful, questionable, reputationally harmful, ethically inconsistent with Bippsi's values, or otherwise unsuitable for the Bippsi platform. This discretion applies whether or not the business falls within a specifically enumerated category, and whether or not Bippsi gives a reason for its decision. You acknowledge that Bippsi's judgment is final and waive the right to contest any such determination other than on grounds of actual bad faith (which you bear the burden of establishing).

4.4.14 Liquidated damages on Restricted-Category breach

If you violate §4.4 you agree that:

• Bippsi may immediately terminate the Slot and any associated services without further notice;
• Bips and funds attributable to the breaching Slot are forfeit to Bippsi as liquidated damages. "Attributable to the breaching Slot" means, with respect to that Slot's unique identifier in Bippsi's records: (a) Bips earned by the Slot from agent payments and not yet paid out; (b) Bips reflecting the unspent portion of any prepaid balance directed to the Slot; (c) onboarding fees paid for the Slot; and (d) any pending receivables Bippsi has accrued on the Slot's behalf as of the time of breach. The parties agree this measure is reasonable, contemporaneous with the breach, and a fair pre-estimate of Bippsi's damages, given that actual damages from a Restricted-Category breach — including harm to Bippsi's reputation, regulatory standing, payment-processor relationships, and AI-ecosystem trust — are inherently difficult to quantify at the time of contracting and at the time of breach;
• Bippsi may report the breach to relevant law enforcement, regulatory authorities, payment processors, KYB partners, and other industry participants;
• Bippsi may pursue any other remedies available at law or in equity, including injunctive relief and recovery of attorneys' fees and costs.

4.5 Continuous Compliance

You agree to maintain compliance with §4.4 for the lifetime of each Slot. Any change in your business that brings activity within a Restricted Category — even if undertaken in good faith — must be reported to Bippsi in writing within seven (7) days, and Bippsi may at its sole discretion suspend, terminate, or restructure the affected Slot.

4.6 Creator Earnings

You accrue Creator Earnings equal to the creator net share of each Bip actually spent by an agent on your Partner Site. Unless Bippsi publishes a different promotional, enterprise, or offering-specific rate, the standard split is eighty percent (80%) creator net and twenty percent (20%) Bippsi platform fee, calculated at the time of each Bip-spending transaction. The gross Bip price is debited from the agent; the platform fee and creator net are recorded separately in Bippsi's ledger for that transaction.

The Creator Earnings rate and any active promotional adjustments are displayed in your Bippsi admin dashboard. Bippsi may update the creator net share, platform fee, payout schedule, or related economics with at least thirty (30) days' advance notice to your registered email when the change materially disadvantages you. Continued use of the monetization program after the adjustment takes effect constitutes acceptance per §8.

4.7 Unlock Types — Earnings, Re-Access, Renewals

Creator Earnings accrue on every Bip actually spent, regardless of Unlock type:

• One-time Unlocks generate Creator Earnings on each charge.
• Perpetual Unlocks generate Creator Earnings on the initial purchase and on every Renewal (when the window expires and the agent pays again). You are paid every time a Bip is actually debited from an agent — nothing is free to you just because the Unlock is long-lived.
• Site Passes generate Creator Earnings on the pass purchase and on every Renewal of that pass. A Site Pass purchase is a single Bip-spending event at the pass's configured price; you earn on the purchase once and on every Renewal.

Re-Access Events generate no revenue. When an agent accesses a Priced Element under an active Perpetual Unlock or active Site Pass, no Bip is spent and no Bip is credited to you. Re-Access Events do not appear in the Creator Earnings ledger's spend denominator and do not constitute billable activity. This exclusion is a direct technical consequence of how Bippsi enforces active Unlocks and Passes. You may configure shorter Unlock durations or disable Perpetual Unlocks entirely at any time via the admin; such changes apply going forward only.

4.8 Refund Discretion

Bippsi may, at its sole discretion, issue refunds to agents for Bip spend at your Slot under suspected fraud, verified technical error, chargeback resolution, or other reasons Bippsi determines appropriate. Refunds debit your Creator Earnings ledger when the original Bip spend is reversed. Bippsi has no obligation to issue refunds in any specific case, and your request does not create one. Conversely, you have no right to compel Bippsi to refund an agent.

4.9 Maximum Per-Interaction Price

Bippsi may set a maximum Bip price per interaction at any Priced Element to protect agents from runaway spending and to maintain trust in the metering system. The current cap is published in the admin dashboard and may be adjusted with thirty (30) days' notice. Pricing above the cap is not enforceable through Bippsi.

4.10 Payout Terms

Creator Earnings are paid out to a payout method you connect in your Bippsi admin. Payouts may be processed monthly, on demand subject to a minimum threshold, or under a schedule Bippsi establishes. You are responsible for all taxes on amounts received. Bippsi may withhold payouts pending KYB completion, dispute resolution, or compliance investigation.

4.11 Pricing Stability

Once an agent has acquired an Unlock at a configured Bip price, that Unlock remains valid for its window at that price. Subsequent price changes apply prospectively to new Unlocks; Bippsi will not retroactively modify pricing on an active Unlock or Site Pass.

4.12 Chargeback Pass-Through

If an agent's payment for Bips is reversed by chargeback after the agent spent those Bips at your Slot, Bippsi may debit the corresponding Creator Earnings from your ledger to honor the reversal. Bippsi will document the reversal in your admin and provide a reasonable opportunity for you to dispute, but the chargeback risk on agent purchases is shared with you in proportion to the spend at your Slot.

4.13 Directory and Marketing License

You grant Bippsi a perpetual, royalty-free, non-exclusive license to:

• List your Slot in Bippsi's public directory of A.I. Lock Partner Sites;
• Use your Slot's business name, site URL, public-facing description, and pricing manifest in directory pages, search results, agent-facing aggregations, the /bippsi-standard surfaces, and related discovery infrastructure;
• Reference your Slot in Bippsi's case studies, marketing materials, blog posts, and agent-onboarding documentation, with attribution.

If you do not want directory listing, terminate your Slot. Continued operation of an active Slot constitutes acceptance of directory inclusion.

5. A.I. Key — Bips Wallet and Agent Use

This section applies if you purchase, hold, or spend Bips through the A.I. Key wallet, or operate an agent that uses Bippsi credentials.

5.1 Bips Are Usage Credits, Not Money

• Bips are not currency. Bips are usage credits for the Bippsi metering service. They are not a stored value product, not a prepaid access instrument subject to consumer finance regulation, not a security, not a commodity, not a cryptocurrency, and not money. Bips have no cash value at any time.
• Bips do not expire. Purchased Bips remain in your account until spent, subject to these Terms and any future changes Bippsi may make with at least thirty (30) days' notice.
• Bips are non-transferable. Bips are tied to your Bippsi account and may not be transferred, sold, assigned, bequeathed, or moved to any other person, entity, account, or platform. Attempting to do so voids the Bips.
• Bips are not redeemable. You may not exchange Bips for cash, cryptocurrency, gift cards, merchandise, or any other asset. Bips are exclusively consumed by spending them on Unlocks at Partner Sites.
• Purchase rate and service fee. Unless Bippsi publishes a different promotional, enterprise, or offering-specific rate, one displayed Bip has a $0.01 USD face value. Bip purchases may include a visible service fee shown before checkout. Current packages, fees, and totals are displayed on the Buy Bips page and apply at the time of purchase.

Bips purchases and certain wallet operations may be subject to the Access Gate Engine described in §10 (which Bippsi may use to apply minimum verification requirements to specific Bip-purchase tiers, agent-monetization actions, or shopping surfaces). Wallet handling during prolonged account inactivity is described in §11, including the dormant-wallet and stored-value-law compliance posture in §11.5.

5.2 What an Unlock Conveys (and What It Does Not)

When your agent spends Bips at a Partner Site, Bippsi sells you an Unlock — a metered right to initiate an interaction with a specific Priced Element on that Partner Site. An Unlock is a metering and access-control event. It does not, by itself, convey ownership of, license to, warranty about, or representation regarding the content, product, service, data, good, or outcome that the Partner delivers in response.

• Each request is independently billed. An Unlock authorizes one request. Repeated user-requested actions on the same endpoint — submitting a form again, clicking a snapshot button three times, voting on each item in a list — constitute separate billable Unlocks. The agent operating on behalf of the End User is responsible for honoring the End User's explicit instruction to repeat. An active site-pass (where the Partner sells one) is the only mechanism that converts a window of repeated requests into a single unlock event; without an active pass, per-call billing applies.
• You pay Bippsi for the Unlock; the Partner delivers the underlying value. Bippsi is not the seller, reseller, distributor, publisher, or licensor of Partner content delivered behind an Unlock. The Partner is solely responsible for what is delivered, including its quality, legality, accuracy, safety, fitness for any purpose, and compliance with applicable law.
• No warranty from Bippsi about delivered content. Bippsi makes no warranty, guarantee, or representation about anything a Partner delivers behind an Unlock. Disputes about Partner-delivered content are between you (or the End User on whose behalf you acted) and the Partner. Bippsi's only potential involvement is the refund discretion mechanism in §4.8.
• Use scope is bundled to the End User (see §5.5 below).

5.3 Sandbox and Demo Bips

Bippsi may issue Sandbox Bips (also referred to as demo credits, trial credits, or session Bips) to let prospective Agent Operators experience the Bippsi protocol without a purchase — for example, the Bips issued on a biptest.com demo session.

• Not a trial of a paid service. Sandbox Bips are an evaluation grant. They are not a paid trial, freemium conversion flow, money-back trial, or subscription in any consumer-protection sense.
• Scope restrictions. Sandbox Bips may be limited to specified demo sites, specified API keys, specified session windows, or specified counts. Bippsi may enforce these scope limits server-side and reject attempts to spend sandbox Bips outside their designated scope.
• Cannot be converted. Sandbox Bips cannot be transferred to a paid account, combined with purchased Bips, resold, carried over between sessions, or upgraded into redeemable credit by any mechanism. Unused sandbox Bips are forfeited at session expiry or scope termination.
• Bippsi may withdraw or modify at any time. Bippsi may discontinue, reduce, cap, or revoke already-issued sandbox Bips at its sole discretion if Bippsi detects abuse.

5.4 All Bip Purchases Are Final

All Bip purchases are final upon completion of payment. You are not entitled to a refund, return, exchange, or cancellation of a Bip purchase at any time, regardless of whether you have spent the Bips, whether you are satisfied with Partner Sites, or whether you have changed your mind. By completing a Bip purchase you waive any statutory right of withdrawal or cooling-off period to the maximum extent permitted by applicable law.

In the rare case Bippsi elects to issue a refund — whether for suspected fraud, a verified technical error on Bippsi's side, a chargeback already processed by your payment method's issuer, or other reasons entirely at Bippsi's sole discretion — the refund will take whatever form Bippsi determines is appropriate. Bippsi has no obligation to issue any refund and your request does not create one. You waive any right to challenge, appeal, or dispute Bippsi's refund decisions.

5.5 Scope of Use of Delivered Content — Bundled to the End User

When your agent exercises an Unlock and receives content, data, or an outcome from a Partner Site, the license to use what was delivered is narrow and bundled to the End User on whose behalf your agent made the request. The Unlock entitles your agent to deliver the content (or a derivative such as a summary, answer, translation, analysis, citation, or other transformation) to that specific End User in direct response to their specific originating request — and to reference it as needed to serve that same End User during the same task or conversational context. The Unlock does not convey a broader license to the content as a standalone asset.

What is permitted (including commercial uses):

• Using the delivered content to answer, summarize, translate, analyze, cite, quote-with-attribution, or otherwise respond to the End User's originating request.
• Retaining the delivered content in the agent's conversational memory long enough to handle follow-up questions from the same End User in the same task context, and across the duration of any active Perpetual Unlock or Site Pass window covering the same URL or site.
• Operating a paid, commercial agent product — subscription SaaS, usage-billed agent services, enterprise agent deployments, internal automation, and similar arrangements — where Bippsi purchases are an input cost and fetched content is delivered to that product's End Users in the normal course of service. Commercial operation of agents is explicitly permitted; the restrictions in this §5.5 are about redistribution of content, not about whether you charge your End Users for your agent service.
• Building agent infrastructure, tooling, plugins, or internal software that uses Bippsi as its paid discovery and access layer, provided delivered content is served to End Users of that infrastructure in the normal service path.

What is not permitted:

• Republishing, rehosting, mirroring, syndicating, or aggregating delivered content on any website, feed, dataset, public API, newsletter, social post, or other surface that exposes the content outside the originating End User relationship.
• Reselling delivered content — whether verbatim, reformatted, excerpted, or packaged as a "data product" — separately from an integrated agent service that you operate for actual End Users.
• Serving delivered content to subsequent End Users as if the original Unlock covered them. Each End User's request is its own Unlock event. Caching or replaying previously-fetched content to new End Users without a new Bippsi charge circumvents Partner revenue and is a material breach.
• Using delivered content as training data for machine-learning models that you, your organization, or any third party develop, fine-tune, evaluate, distribute, license, or operate — except under a separate written license with the Partner or with Bippsi specifically authorizing such use. An Unlock does not grant a training-data license. Training rights over Partner content, to the extent Bippsi holds any, flow through Bippsi's Platform Rights (§3.5, §6) and are between Bippsi and the Partner — they are not transferred to you as Agent Operator by virtue of spending Bips.
• Stripping, removing, altering, or obscuring attribution, source URLs, site names, author bylines, or other provenance markers in delivered content when delivering that content or a derivative to the End User.
• Using End User identity as a proxy to accumulate content on your behalf — for example, having End Users repeatedly trigger fetches that you keep for independent reuse.

Derivative works. A derivative you create to answer an End User's specific question is itself bound by the same End-User-bundled scope. You may deliver the derivative to the End User who triggered it. You may not package a corpus of derivatives and redistribute them as a standalone product, newsletter, or dataset. Good-faith delivery of a derivative in the course of serving an End User is permitted; industrial-scale derivative harvesting is not.

Good-faith doubt. If a specific use case is not clearly covered, err toward the narrow reading and contact Bippsi support or the Partner for clarification before proceeding.

5.6 Wallet Operation and Credentials

• Account security. You are responsible for securing your account credentials, API keys, and any Bearer tokens issued to you. Unauthorized use of your credentials is your responsibility. Notify Bippsi immediately at bippsi.com/contact if you suspect compromise.
• No transfer. API keys and account credentials may not be shared, sold, sublicensed, or published. Credentials are licensed to you personally (or to your business entity if you signed as a representative).
• Your agent's actions are your actions. Bips spent by your agent — whether intentionally or due to a bug, misconfiguration, unsafe tool call, runaway loop, or compromise — are binding on you. You should implement budget controls, rate limits, and confirm-above thresholds in your agent code (see Bippsi's SDK for reference implementations). Bippsi does not guarantee detection of runaway spending and is not responsible for your agent's spend decisions.

5.7 Wallet Misuse and Forfeiture

Misuse of the wallet — including use for illegal payment, attempts to defraud Bippsi or any Partner, attempts to recover Bips in violation of §5.1, or use of agent credentials in violation of any Partner site's terms — entitles Bippsi to suspend the wallet, freeze the balance, and forfeit Bips as liquidated damages. The forfeit amount is the unspent Bips balance attributable to the misusing wallet at the time of suspension, where "attributable to the wallet" means Bips credited to that user's wallet from purchases, refunds, recycled earnings, or promotional grants and not yet spent. The parties agree this measure is reasonable, contemporaneous with the breach, and a fair pre-estimate of damages, given that actual harm from wallet misuse — including chargeback costs, fraud-investigation overhead, and reputational damage with payment processors — is inherently difficult to quantify at contract time or breach time.

5.8 No reliance on the A.I. Certified Badge

Bippsi issues an A.I. Certified Badge to Partners who meet Bippsi's scan methodology at a point in time. The Badge is a disclosure of compliance signals, not a warranty by Bippsi to you, your agents, your End Users, or any third party that a Certified Site is safe, secure, accurate, lawful, or trustworthy. You accept that you rely on the Badge, Partner-Site content, or any Bippsi-generated Certification Data at your own risk. Disputes about Partner conduct or Partner-delivered content remain between you and the Partner under the chain-of-liability framing in §4.1 and §5.2.

6. Intellectual Property and Bippsi Platform Rights

6.1 Your Content

You retain ownership of content on sites you operate. You grant Bippsi a worldwide, royalty-free, non-exclusive license to crawl, cache, index, embed, preview, summarize, and otherwise process that content as needed to provide Bippsi services to you, your AI agent customers, and to operate, improve, train, and develop AI-related products and services more generally. This license survives termination of your account with respect to content already ingested. The detailed scope of this grant for Certified Sites is set out in §3.5.

6.2 User Content, Intellectual Property, and Media Rights

You are solely responsible for all content, media, files, products, software, code, text, images, graphics, logos, audio, video, documents, downloads, data, listings, and other materials that you upload, generate, publish, sell, distribute, or make available through Bippsi Sites or any Bippsi-hosted service ("User Content").

You represent and warrant that you own, have licensed, or have all necessary rights, permissions, consents, and legal authority to use, upload, publish, display, sell, distribute, and allow Bippsi to host, process, transmit, cache, transform, scan, and make available your User Content. This includes, without limitation, copyrights, trademarks, trade dress, publicity rights, privacy rights, software licenses, model releases, music rights, video rights, image rights, dataset rights, and any other intellectual property or proprietary rights.

You may not upload, generate, publish, sell, distribute, or make available any content that infringes, misappropriates, or violates the rights of any person or entity, including copyrighted images, videos, movies, music, software, source code, brand assets, logos, product designs, written materials, datasets, or other protected works unless you have explicit authorization, a valid license, or another lawful right to use that content in the way you are using it.

If you use AI-generated content, you remain responsible for confirming that you have the necessary rights to use that content and that it does not infringe or violate any third-party rights, applicable laws, platform rules, or contractual restrictions.

Bippsi may remove, disable, restrict, suspend, or terminate access to any User Content, site, account, feature, domain, resource, product, or service that Bippsi believes may violate these Terms, third-party rights, applicable law, or Bippsi policies. Bippsi may also suspend or terminate repeat infringers or users who repeatedly receive valid copyright, trademark, counterfeit, abuse, phishing, malware, or other intellectual property complaints.

DMCA and copyright complaints. Bippsi maintains a designated copyright agent for receipt of notifications of claimed infringement under the Digital Millennium Copyright Act (17 U.S.C. § 512). See our DMCA Policy for the proper notification format, counter-notification procedure, and repeat-infringer policy.

You agree to indemnify, defend, and hold harmless Bippsi, Big App Studio LLC, and their owners, officers, employees, contractors, affiliates, and service providers from and against any claims, damages, losses, liabilities, penalties, settlements, costs, expenses, legal fees, investigation costs, takedown costs, chargebacks, and other amounts arising from or related to your User Content, your use of Bippsi Sites or any Bippsi-hosted service, your products or services, your violation of these Terms, or any allegation that your User Content infringes or violates another party's rights.

Where permitted by law, Bippsi may charge, deduct, invoice, or seek reimbursement from you for costs, losses, penalties, settlements, legal fees, administrative expenses, or other amounts incurred because of claims, disputes, takedown requests, investigations, or legal actions related to your User Content or your use of Bippsi Sites or any Bippsi-hosted service.

Bippsi respects intellectual property rights and may provide reporting and takedown tools for copyright, trademark, counterfeit, phishing, malware, or other abuse complaints. Submitting false, misleading, or abusive complaints may result in account restrictions or other action.

6.3 Bippsi IP

All Bippsi software, APIs, documentation, scoring methodology, badge designs, plugin code, "Bippsi AI Standard" specification, and other Bippsi-created materials are owned by Bippsi or its licensors and protected by intellectual property laws. You receive only the limited licenses expressly stated in these Terms.

6.4 Aggregated and Derivative Use

You acknowledge that Bippsi may use de-identified, aggregated, or derivative data from your site, scans, agents, and wallet activity to operate, improve, and develop Bippsi services and AI-related products generally, including through training of AI models and creation of derivative tools. Such use does not require additional consent or compensation beyond your acceptance of these Terms.

6.5 Feedback

If you provide suggestions, ideas, or feedback to Bippsi, you grant Bippsi a perpetual, irrevocable, royalty-free license to use it without obligation to you.

7. Warranty Disclaimers, Indemnity, Limitation of Liability

7.1 As-Is, As-Available

BIPPSI SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTY OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION ANY WARRANTY OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. Bippsi does not warrant that services will be uninterrupted, error-free, or secure, or that the AI Standard, scan results, badges, or any other output will be accurate or complete. Bippsi does not guarantee uptime, Partner availability, accurate pricing manifests, or any specific commercial outcome.

7.2 Indemnity

You will defend, indemnify, and hold harmless Bippsi, its affiliates, officers, employees, and agents from and against any third-party claims, damages, liabilities, costs, and expenses (including reasonable attorneys' fees) arising out of or related to: (a) your use of Bippsi services; (b) your breach of these Terms; (c) your violation of any law or third-party right; (d) the content, data, products, or services you offer to AI agents or anyone else through your sites; (e) your violation of §4.4 (Restricted Categories); or (f) your misuse of the A.I. Certified Badge under §3.6.

7.3 Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, BIPPSI'S AGGREGATE LIABILITY ARISING OUT OF OR RELATING TO THESE TERMS OR YOUR USE OF BIPPSI SERVICES WILL NOT EXCEED THE GREATER OF (A) THE AMOUNT YOU PAID BIPPSI IN THE TWELVE (12) MONTHS PRECEDING THE EVENT GIVING RISE TO LIABILITY, OR (B) ONE HUNDRED U.S. DOLLARS ($100). IN NO EVENT WILL BIPPSI BE LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR FOR LOSS OF PROFITS, REVENUE, DATA, GOODWILL, OR DOWNSTREAM AGENT-INCURRED COSTS, EVEN IF BIPPSI HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

8. Updates, Continued-Use Acceptance, Account Lifecycle

8.1 Right to Update

Bippsi may update these Terms from time to time. Updates take effect upon posting to the Bippsi website unless an effective date is otherwise specified. For material changes, Bippsi will use commercially reasonable efforts to notify you in advance via email and a banner displayed when you next log in.

8.2 Continued Use Is Acceptance

By continuing to use Bippsi services after a material update is posted (or after notice of the update has been sent to your registered email, or after a banner has been displayed in your account), you accept the updated Terms in full. Bippsi will never pause, suspend, or terminate your account or services solely for declining to actively click an acknowledgment banner — your continued use is itself the legal act of acceptance. Single-click acknowledgment of an update banner is recorded as additional evidence of your acceptance, distinct from continued-use acceptance, but is not required for the update to bind. Your remedy if you disagree with an updated version of these Terms is to discontinue use of Bippsi services and, if you wish, close your account through your account settings.

You acknowledge that this is a material term: you cannot continue to accept the benefits of Bippsi services while disclaiming obligations under the then-current Terms. Continued use is binding acceptance.

8.3 Account Lifecycle and Auto-Cleanup

Newly created Bippsi accounts that have not accepted these Terms within twenty-four (24) hours of creation may be deleted automatically. Account data — including the chosen username — is freed for re-use after deletion. This auto-cleanup applies only to accounts that have never accepted these Terms; once you have accepted, your account persists subject to these Terms and any applicable Bippsi policies, including the prolonged-inactivity anonymization process described in §11.

8.4 Service Changes and Discontinuation

Bippsi may add, modify, suspend, or discontinue any service at any time, with or without notice. We will use commercially reasonable efforts to provide notice of material discontinuation of services for which you have prepaid. New Bippsi services are governed by these Terms (general provisions, IP, liability, governing law) plus any service-specific section Bippsi may publish. See §1.5 (Service Evolution and Reserved Rights).

9. Governing Law and Dispute Resolution

9.1 Governing Law

These Terms are governed by the laws of the State of Wyoming, USA, without regard to its conflict-of-laws principles, except that mandatory consumer-protection laws of your jurisdiction of residence apply to the extent they cannot be contractually waived.

9.2 Informal Dispute Resolution

Before filing any formal claim, you agree to first contact Bippsi through the form at bippsi.com/contact and attempt to resolve the dispute informally for at least thirty (30) days. Many disputes can be resolved without litigation or arbitration.

9.3 Binding Arbitration; Class-Action Waiver

Please read this section carefully — it affects your legal rights.

Any claim arising out of or relating to these Terms or your use of Bippsi services that is not resolved informally under §9.2 will be resolved through individual binding arbitration administered by the American Arbitration Association ("AAA") under its Commercial Arbitration Rules then in effect. The Federal Arbitration Act, 9 U.S.C. §§ 1 et seq., governs the interpretation and enforcement of this arbitration provision. Arbitration may proceed in person in Wyoming, USA, or remotely by agreement of the parties; if the parties do not agree, the arbitrator decides the venue.

Class-Action, Class-Arbitration, and Representative-Proceeding Waiver. You and Bippsi each waive the right to participate as a plaintiff or class member in any class action, class arbitration, consolidated action, or representative proceeding of any kind. The arbitrator may not consolidate more than one party's claims and may not preside over any form of class, consolidated, or representative proceeding. If this waiver is found unenforceable as to any particular claim, the entirety of §9.3 (Binding Arbitration; Class-Action Waiver) is severed with respect to that claim only, and the claim must instead be brought in court as provided in §9.4. The remaining provisions of these Terms remain in full force.

Carve-outs from arbitration. This §9.3 does not apply to: (a) claims that may be brought in small-claims court if the claim qualifies and remains in that court; (b) actions to obtain temporary, preliminary, or permanent injunctive or other equitable relief for actual or threatened infringement of intellectual-property rights, breach of confidentiality, or unauthorized access to or misuse of Bippsi systems or data; or (c) complaints filed with government regulators or any other action that, by law, may not be subject to mandatory arbitration.

If you do not agree to this §9.3, do not accept these Terms and discontinue use of Bippsi services. Acceptance of these Terms constitutes your acceptance of binding individual arbitration on the terms set out in this §9.3.

9.4 Court Forum (Fallback Only)

If arbitration under §9.3 is severed, found unavailable, or otherwise does not apply to a claim, that claim must be brought in the state or federal courts located in Wyoming, USA, and you consent to the personal jurisdiction of those courts. You and Bippsi waive any right to a jury trial in such proceedings to the maximum extent permitted by law.

9.5 Severability and Entire Agreement

If any provision of these Terms is found unenforceable, the remaining provisions remain in full force. These Terms — together with any policies referenced herein — constitute the entire agreement between you and Bippsi with respect to the subject matter and supersede any prior agreements, including without limitation prior versions of any Bippsi Partner Agreement, A.I. Certified Terms, or Agent Terms of Service.

10. Access Gating and Verification

10.1 Bippsi's Right to Gate Access

Bippsi operates a centralized access-control system — the "Gate Engine" — that may restrict access to specific Bippsi products, content, services, features, pages, or Partner-operated surfaces based on attributes of your user account. Bippsi may, at any time and in its sole discretion:

• Define new categories of access gates (for example: minimum verified age, verified-person status, verified-business status, geographic region, subscription tier, account-history thresholds, or any combination thereof);
• Apply existing or newly-defined gates to any Bippsi product or service;
• Permit Partners (as defined in §2) to apply Bippsi-defined gates to Partner-operated products or services;
• Modify the requirements of any gate (subject to the change-notice mechanism in §8); and
• Add, deactivate, or reorganize gates at any time without amending these Terms.

If a new or modified gate materially restricts access to a paid service or prepaid benefit already purchased by a user, Bippsi will provide notice and any refund, credit, or alternative access required by applicable law or the service-specific terms.

10.2 No Self-Attestation for Age-Related Gates

Where a Bippsi gate requires verified age, only Verified Age (as defined in §1.1 and §2 — derived from a documented government-issued identification scan via Bippsi's identity verification provider) qualifies. Self-declaration through any user interface element (checkboxes, dropdowns, form fields, attestation statements) does not satisfy age-related gates. If you have not completed Verified Age verification, you cannot access age-gated content or services regardless of any prior usage or attestation you may have made on Bippsi or elsewhere.

10.3 Verification Data Use

When you complete identity, business, or age verification through Bippsi's verification provider, you authorize Bippsi to:

• Share with the verification provider only the information needed to complete the verification (such as your name, date of birth, email, and uploaded identification documents);
• Receive from the verification provider the verification outcome (pass/fail), extracted attributes (such as date of birth), and any risk signals returned;
• Store the verification outcome and extracted attributes in your Bippsi account record for the purpose of evaluating future gate checks, fraud prevention, regulatory compliance, and dispute defense;
• Use de-identified, aggregated verification statistics for internal analytics and product improvement;
• Retain verification records as required by §1.4 and §11.4 (Records preserved through anonymization) even after you terminate your account or are terminated for cause.

For users identified as children under applicable child-privacy law, Bippsi will use age-verification information consistently with applicable child-privacy requirements. Where COPPA, GDPR Article 8, the UK Children's Code, the California Age-Appropriate Design Code, or similar law applies, Bippsi will collect, use, disclose, and retain information collected solely for age-verification purposes only as permitted by law and its Privacy Policy, except after verifiable parental consent or another lawful basis applies.

10.4 Account Re-Verification

Bippsi may require periodic re-verification (typically through a low-cost selfie-match against your previously-verified identity) before granting access to high-impact actions, including but not limited to: large Bip purchases, payouts, age-restricted purchases or content, or any action where Bippsi reasonably believes the account holder may have changed since the original verification. Re-verification charges, if any, are disclosed before they are incurred.

10.5 Operator Override

Bippsi may, in operational and testing contexts, manually set or reset verification attributes on accounts through internal administrative tools. Such Operator Overrides are recorded in the verification audit log distinctly from real verifications and do not constitute representations by Bippsi about the actual identity, age, or business status of any user. Operator Overrides will not be used to grant access to age-restricted goods, services, or regulated content unless a separately lawful and documented basis exists (such as operator-side knowledge of a user's identity from a non-platform context). Operator Overrides are not available to users on request; they are used only for testing, support exceptions, and operator-side recovery scenarios.

10.6 Failure Modes and Verification Provider Risk

Bippsi relies on a third-party verification provider. If the provider experiences an outage, denies service to Bippsi or to you specifically, returns an erroneous outcome, or is otherwise unavailable, Bippsi will use commercially reasonable efforts to provide alternative verification paths or temporary access where appropriate. To the maximum extent permitted by law, Bippsi is not liable for verification provider failures, false-negative or false-positive verification outcomes, or for any access denial or grant that results from acting on provider-returned data in good faith.

10.7 Verification Outcome Correction and Appeal

If you believe your verification outcome is incorrect (for example, a false-negative age check or a misread document), you may submit a correction request through the support contact form at bippsi.com/contact. Bippsi will review the request, may re-run verification at no additional cost to you, and may request supplemental documentation. Final determination rests with Bippsi but Bippsi will use commercially reasonable efforts to resolve correction requests within thirty (30) days.

11. Account Inactivity and Anonymization

11.1 Inactivity Definition

Bippsi considers an account "inactive" when no Human-Driven Activity (as defined in §2) has been recorded on the account for a continuous period of at least three hundred sixty-five (365) days. Human-Driven Activity includes, at minimum: user logins, dashboard interactions, purchases, agent earnings, profile edits, support contacts, or measurable email engagement. Purely automated activity (such as scheduled API calls from agents) does not, by itself, prevent an account from being classified as inactive — though Bippsi may consider it as part of a broader activity assessment.

Active subscriptions are an absolute bar to inactivity classification. An account with at least one active Stripe-managed subscription on file is never classified as inactive under this §11.1, regardless of any other Human-Driven Activity signals. The recurring subscription itself constitutes an ongoing service relationship and a recurring payment from the user. The inactivity countdown for such an account begins only if and when the subscription lapses or is cancelled by the user.

11.2 Warning Period

Once an account crosses the inactivity threshold, Bippsi will send a series of warning notifications to the account's registered email address. The current warning schedule consists of at least three notifications spread across a ninety (90) day window prior to anonymization, with the first notification sent on or near the day the account becomes inactive. Each notification will include a one-click "keep my account active" link that, when used, resets the inactivity timer and cancels the pending anonymization. Bippsi may modify the timing, frequency, and content of these notifications at any time.

11.3 Anonymization, Not Hard Deletion

At the end of the warning period, if no reactivation action has been taken and no operator-side skip condition applies (see §11.6), Bippsi will anonymize the account. Anonymization means: account-identifying personal information (email address, username, profile information, contact details, address, phone, date of birth, and identification data) is overwritten with placeholder values; the account password is replaced with a cryptographically random value that cannot be recovered; the account is marked as "deleted" in Bippsi's systems and login is disabled unless restored during the reactivation grace period described in §11.7. Anonymization is not the same as hard deletion; records that depend on the account's existence for referential, financial, audit, or contractual integrity (including but not limited to financial transactions, signed contracts, audit log entries, and counterparties' transaction history) are preserved with the anonymized account record attached.

11.4 Records Preserved Through Anonymization

Notwithstanding anonymization, Bippsi retains the following categories of records associated with the anonymized account for as long as reasonably necessary for, or as required by, applicable law, contract defense, financial reporting, or platform-integrity needs:

• Financial transaction records (Bip purchases, payouts, transfers, refunds, chargebacks);
• Tax-relevant records as required by U.S. Internal Revenue Service rules, state revenue authorities, or analogous foreign regimes;
• Audit log entries showing the account's actions at the time those actions occurred;
• Signed contracts and acceptance records (including any prior version of these Terms accepted by the account holder);
• Identification verification records and outcome data (which may be retained even after the verification provider's data is purged, as evidence that verification occurred at the time it occurred);
• Records subject to legal holds, regulatory orders, ongoing dispute defense, or active investigation.

11.5 Wallet, Earnings, and Refund Handling at Anonymization

Bippsi does not automatically forfeit purchased Bips or accumulated Creator Earnings at anonymization. Wallet lifecycle handling is user-level: if you remain active anywhere on Bippsi, your Bips wallet and your A.I. Lock Creator Earnings do not enter dormancy solely because one Slot has not been touched.

Active subscriptions are an absolute bar. An account with at least one active Stripe-managed subscription on file is not classified as inactive under §11.1. Bippsi does not initiate the inactivity-warning sequence, dormancy fees, mailout, or escheat review for any account with an active subscription. If the subscription lapses or is cancelled, the inactivity countdown begins from the lapse date.

12-month classification and 90-day warning. If a user has no Human-Driven Activity for twelve (12) months, Bippsi enters a ninety (90) day warning period during which the account remains active and Bippsi sends a series of notification emails to the account's verified email address. Any Human-Driven Activity during the warning period (login, support contact, billing event, etc.) returns the account to the active state and resets the inactivity countdown. At the end of the 90-day warning period (a total of approximately fifteen (15) months from the last Human-Driven Activity), Bippsi computes the combined balance of (a) the user's Bips wallet and (b) available A.I. Lock Slot-side Creator Earnings. If the combined balance is zero, Bippsi anonymizes the account as described in §11.7. If the combined balance is positive, Bippsi starts the funded-wallet lifecycle described below.

Dormancy fee on Bips only. Beginning after twelve (12) months of inactivity and the required warning period, Bippsi may assess a dormancy fee of $3.00 USD per month against the Bips wallet only. The fee is not assessed against A.I. Lock Creator Earnings, never causes the Bips wallet to go negative, and stops once the Bips wallet reaches zero or the account reaches the mailout phase. Bippsi suppresses dormancy fees where prohibited by the user's last-known jurisdiction, including California, Connecticut, Florida, Massachusetts, and New York unless counsel later approves a different state-specific rule.

36-month Connect-first and bundled mailout. At thirty-six (36) months of inactivity, Bippsi ends the dormancy-fee phase and attempts to return remaining funds. For each A.I. Lock Slot with available Creator Earnings, Bippsi first attempts a Stripe Connect payout to the creator's connected account. Each successful Connect payout is a separate disbursement event and may carry a flat $25.00 USD processing fee, deducted from that Slot's available balance. If a Connect payout fails because the Connect account is closed, restricted, missing a payout method, or otherwise unavailable, that Slot balance rolls into the user's personal mailout bundle.

Personal mailout bundle. Bippsi then combines the remaining Bips wallet balance and all failed-Connect Slot balances into a single personal mailout bundle. The bundle may carry one flat $25.00 USD processing fee; Bippsi waives that fee if the bundle balance is less than $25.00. Net bundles of $100.00 USD or less are sent as a Tremendous physical prepaid Visa by USPS Certified Mail without signature. Net bundles over $100.00 USD are sent as a Tremendous paper check by USPS Certified Mail with return receipt and signature confirmation. The statement will itemize the Bips amount and each Slot-side source.

Returned mail and escheat. Returned-to-sender mailouts, unavailable addresses, or state-law requirements may move the account to manual operator review and then to escheat. Escheat is the exception path, not the default. When escheat is required, Bippsi files to the user's last-known state of residence where known, or Wyoming if no state is available. Users may recover escheated funds directly from the applicable state unclaimed-property authority.

Promotional or free Bips. Promotional Bips (including those issued through bonuses, referrals, or compensatory credits) may be forfeited at anonymization to the extent permitted by law. Purchased Bips and Creator Earnings are handled under the dormancy, mailout, and escheat framework above.

11.6 Skip Conditions

Bippsi will not anonymize an inactive account if any of the following conditions apply (the cron-driven anonymization process honors these conditions automatically). Note that an active Stripe-managed subscription is handled as an absolute bar to inactivity classification at §11.1 above, so accounts with active subscriptions never reach the §11.6 skip evaluation in the first place.

• The account holds operator or super-administrator privileges on the Bippsi platform;
• The account has at least one active A.I. Lock monetization slot (which may continue to earn from agent interactions without the account holder being directly active);
• The account has a positive Creator Earnings balance (see §11.5 — the funded-wallet lifecycle applies before anonymization);
• The account is subject to an active legal hold, regulatory order, ongoing dispute, or pending fraud investigation;
• The account holds active connected services (such as live Discord bot integrations, OAuth grants to external systems, or active Bippsi Sites custom domains) that Bippsi must resolve programmatically before anonymization; or
• Bippsi otherwise determines, in its sole discretion, that anonymization should be deferred or skipped.

Accounts that are skipped remain in an inactive state pending resolution. Bippsi may resume the anonymization process when the skip condition no longer applies.

11.7 Reactivation Grace Period

For thirty (30) days after an account is anonymized, the original email-owner of the account may contact Bippsi support to request resurrection of the account. If support is able to verify, to its reasonable satisfaction, that the requester is the original account holder, Bippsi will restore the account from its anonymization checkpoint, reset the inactivity timer, and reinstate access to preserved records and balances. Reactivation is a one-time-only courtesy per account; an account that goes inactive again after reactivation is not entitled to a second grace period. After thirty (30) days, the anonymized account state becomes irreversible. Bippsi will instruct its verification provider to purge eligible identification documents and biometric artifacts under the provider's data-purge process, scrub any remaining user-uploaded files (such as profile avatars) from Bippsi storage, and treat the account as permanently deleted for all purposes other than the records preserved under §11.4, except where retention is required or permitted for legal obligations, fraud prevention, dispute defense, regulatory compliance, child-consent evidence, or legal holds.

11.8 No Liability for Anonymization

You acknowledge that Bippsi's anonymization process described in this §11 is a routine data-hygiene mechanism, not a termination for cause. Bippsi has no liability to you, to any third party who has interacted with your account, or to any successor-in-interest you may have arranged for the consequences of anonymization, including but not limited to wallet freeze, forfeiture of promotional or free Bips where permitted, loss of agent configurations, loss of profile data, or unavailability of platform services. Your remedy against anonymization is to remain active on the platform or to use the warning-period reactivation link, both of which are entirely within your control.

Contact

Questions about these Terms? Contact us at bippsi.com/contact.

Bippsi is operated by Big App Studio LLC.